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The Civil Investigative Demand Reform Act of 2024 amends the Consumer Financial Protection Act to impose procedural and substantive limits on the CFPB's authority to issue civil investigative demands. The bill establishes a 6-year statute of limitations for such demands, requires demands to reference specific facts, and grants attorneys the right to submit questions about demand scope with a 20-day Bureau response deadline. The bill also expands grounds for setting aside demands (including undue burden and duplication), protects petition confidentiality, and makes Bureau denials of modification petitions subject to judicial review.
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