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The Insurance Fraud Accountability Act amends the Affordable Care Act to reduce fraudulent enrollments in qualified health plans by establishing penalties for agents and brokers who provide false or incorrect information, creating an enrollment verification process for agent- or broker-assisted enrollments, and regulating field marketing and third-party marketing organizations. The bill imposes civil penalties of $10,000–$50,000 for negligent violations and up to $200,000 for knowing violations by agents or brokers, and establishes criminal penalties of up to 10 years imprisonment for willful fraud. It also requires verification procedures, consumer notifications, and reporting requirements to protect enrollees from unauthorized enrollment changes.
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