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The AI Fraud Deterrence Act increases criminal penalties for financial crimes—including mail fraud, wire fraud, bank fraud, and money laundering—when committed with the assistance of artificial intelligence. The bill raises base penalties for these offenses and establishes enhanced penalties specifically for AI-assisted violations, with prison sentences up to 20–30 years and fines up to $2 million. It defines 'artificial intelligence' by reference to the National Artificial Intelligence Initiative Act of 2020.
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