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The Whole-Home Repairs Act of 2024 establishes a federal pilot program administered by the Department of Housing and Urban Development to provide grants to state and local governments for distributing funds to eligible low-income homeowners and small landlords for home repairs. Eligible homeowners (with household income at or below 80% of area median income) would receive grants for repairs addressing accessibility, habitability, safety, energy efficiency, and weatherization. Eligible landlords (owning fewer than 10 rental properties with a majority of affordable units) would receive loans, potentially forgivable after 3 years if they comply with affordability and tenant protections. The program requires implementing organizations to coordinate with existing federal and local housing programs and allows up to 10% of funds for workforce training and administrative costs.
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