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118-hr-10241Committee
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Microloan Improvement Act of 2024

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Summary

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The Microloan Improvement Act of 2024 amends the Small Business Act to modify the federal microloan program for small businesses. Key changes include raising the interest rate threshold for certain intermediaries from $7,500 to $10,000, authorizing lines of credit in addition to fixed-rate loans, extending repayment terms to up to 7 years for loans of $10,000 or less and 10 years for larger loans, and adjusting fund allocation to reserve 15 percent for underutilized states during the first two quarters of each fiscal year. The bill also requires intermediaries to report borrower payment information to credit reporting agencies and mandates annual public reporting on equitable distribution of funds.

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Bill details

Congress
118
Bill type
hr
Introduced
November 21, 2024
Sponsor
Not yet available
Last action
November 21, 2024— Referred to the House Committee on Small Business.

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