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This bill amends the Small Business Act to strengthen oversight of the Small Business Administration's 504 loan program by enhancing the Office of Credit Risk Management. It requires the Office to conduct file reviews of loan closings, supervise certified development companies, and establish enforcement procedures including civil penalties up to $250,000 for violations. The bill also directs the SBA to issue rules clarifying environmental compliance procedures for certified development companies under the National Environmental Policy Act, and extends the sunset date for delegated authority for accredited lenders from 2023 to 2025.
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