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This bill amends the Agricultural Act of 1961 to expand the Emergency Loan Program for farmers. It waives certain requirements for historically underserved states, broadens the permitted uses of emergency loans to include employee paid leave, payroll maintenance, supply chain disruptions, and rent or mortgage payments, and sets the interest rate at zero percent. The bill also waives personal guarantee requirements for loans up to $200,000 in response to natural disasters, prioritizes lending to farmers in disaster-impacted areas and underrepresented groups, and appropriates $10 billion through fiscal year 2029 to fund the program.
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