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This bill permanently extends enhancements to the National Credit Union Administration's Central Liquidity Facility, a lending program that provides emergency liquidity to credit unions. The bill removes restrictions on which credit unions can access the facility, allows the Board discretion in membership determinations, requires borrowers to demonstrate use of primary funding sources before accessing the facility, and permanently raises the borrowing limit to 16 times the facility's capital. The bill also directs the Government Accountability Office to study the facility's impact and provide recommendations within 12 months.
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