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This bill establishes a Federal Wildfire Relief Fund administered by FEMA to compensate structure owners, insurers, and electric utilities for damages from catastrophic wildfires (those damaging over 500 structures or causing over $50 million in damages). Structure owners can receive up to 25 percent of uninsured losses (capped at 50 percent of insured losses up to $1 million), while insurers and utilities receive limited compensation. Participation is voluntary but requires waiving claims against utilities; utilities that comply with state or federal wildfire mitigation plans receive liability protection capped at 10 percent of their gross assets.
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