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The Health Insurance Price Transparency Act of 2023 amends federal health insurance law to require group health plans and health insurance issuers to disclose cost-sharing information and negotiated rates to consumers. Plans must provide individuals with tools to learn their out-of-pocket costs for specific items and services, and must publicly release negotiated rates and payment information in machine-readable formats updated quarterly. The bill applies to plan years beginning two years after enactment and includes requirements for self-service online tools, paper disclosures, and plain-language instructions.
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