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The Mental Health and MAMA Act of 2024 amends federal health insurance laws to require group health plans and health insurers offering group or individual coverage to eliminate cost-sharing (copayments, coinsurance, deductibles) for mental health services and substance use disorder services for pregnant individuals and those in the one-year postpartum period. The bill applies to plans beginning two years after enactment and covers both in-person and telehealth services. It also expands continuity-of-care protections to allow individuals receiving postpartum mental health or substance use disorder treatment to continue with their current provider.
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