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This bill amends the Consolidated Farm and Rural Development Act to establish a pilot program providing loans and loan guarantees to beginning farmers and ranchers for long-term capital investments. The program would offer loans up to $100,000 with repayment terms of 3–10 years and interest rates between 0–3 percent for development expenditures such as equipment, soil improvement, breeding stock, and business infrastructure. The bill also requires the Secretary of Agriculture to provide comprehensive training and support to borrowers on farm management, bookkeeping, and risk management, and mandates biennial reports to Congress on the program's outcomes.
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