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The Lowest Price for Patients Act of 2024 amends federal health insurance law to cap patient cost-sharing (copayments, coinsurance, and deductibles) for covered prescription drugs at the nationwide average consumer purchase price for that drug. The cap applies to drugs dispensed by in-network pharmacies under group health plans and individual health insurance coverage, and requires pharmacy benefit managers to comply with the same limitation. The nationwide average price would be determined using existing survey data from the Social Security Act.
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