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The SIMPLE Act amends the Higher Education Act to establish notification and automatic enrollment procedures for federal student loan borrowers who are delinquent or in default. The bill requires the Department of Education to use tax return information to determine borrower income and family size, notify delinquent borrowers of repayment options, and automatically enroll borrowers in income-driven repayment plans if they remain delinquent after 75 days without selecting a plan. Similar procedures apply to borrowers rehabilitating defaulted loans.
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