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The SWIFT Act amends Social Security to increase survivors benefits for disabled widows, widowers, and surviving divorced spouses. It removes the age 50–60 restriction for disabled widow(er)s to receive unreduced benefits, eliminates benefit reductions for disabled widow(er)s claiming before retirement age, raises the age limit for child-in-care benefits from 16 to 18 (or 19 for full-time students), and creates a delayed-claiming credit for widow(er)s who postpone receiving benefits.
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