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The American Housing and Economic Mobility Act of 2024 establishes multiple federal programs and funding mechanisms to increase affordable housing supply and address housing discrimination. Title I creates competitive grants to states and localities that reform zoning and land-use restrictions, with $2 billion annually authorized through 2029. Title II provides down payment assistance for first-time homebuyers, grants to communities with appraisal gaps, and strengthens the Community Reinvestment Act. Title IV significantly reforms the federal estate tax by lowering exemption thresholds, increasing rates, and imposing new surcharges on high-income estates. The bill also expands fair housing protections, increases funding for public housing and Native American housing programs, and includes accessibility requirements for housing.
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