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The Mortgage Rate Reduction Act amends federal housing loan programs to allow the Federal Housing Administration, Department of Agriculture, and Department of Veterans Affairs to insure or guarantee second mortgages on properties where these agencies have already insured or guaranteed first mortgages. This is intended to facilitate the assumption of existing first mortgages by subsequent purchasers. The bill also requires these three agencies to publish public lists of all properties for which they have insured or guaranteed mortgages, including property addresses and loan origination dates.
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