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This bill requires the Treasury Department, Securities and Exchange Commission, and Commodity Futures Trading Commission to jointly conduct a study on decentralized finance (DeFi) within 180 days of enactment. The study must analyze the nature and operation of DeFi protocols, their benefits and risks, integration with traditional financial markets, illicit activity, cross-border transaction efficiency, and compliance mechanisms. The bill also requires the Government Accountability Office to conduct a parallel study on the same topics.
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