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This bill amends the Fair Credit Reporting Act to prohibit consumer reporting agencies from including adverse credit information in reports about individuals who were unlawfully detained or held hostage abroad during the period of their detention or captivity. The bill defines covered consumers as U.S. nationals determined to be unlawfully or wrongfully detained abroad or taken hostage abroad by the Hostage Recovery Fusion Cell or the Special Presidential Envoy for Hostage Affairs. Consumer reporting agencies may not furnish adverse items of information about such individuals if the consumer provides authenticated documentation of their detention or hostage status.
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