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This is a non-binding resolution expressing the House's sense that the Committee on Financial Services should lead oversight of artificial intelligence use in financial services and housing industries. The resolution acknowledges both opportunities and risks from AI adoption, including potential benefits for research and customer service, as well as concerns about financial stability, bias, discrimination, cybersecurity vulnerabilities, and disparate impacts on smaller institutions. It calls for the Committee to ensure regulators enforce existing anti-discrimination laws, assess regulatory gaps, consider data privacy reform, evaluate workforce impacts, and maintain U.S. global leadership on AI.
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