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The American Housing and Economic Mobility Act of 2024 establishes federal grant programs and funding mechanisms to increase affordable housing supply and address housing discrimination. Title I creates competitive grants to states and localities that reform zoning and land-use restrictions, with $2 billion annually authorized through 2029. Title II provides down payment assistance for first-time homebuyers and grants to communities with appraisal gaps, while strengthening the Community Reinvestment Act. Title IV raises the federal estate tax by lowering exemptions, increasing rates, and implementing new restrictions on trusts and generation-skipping transfers to fund housing programs. The bill also includes provisions on fair housing enforcement, tenant protections, and accessibility requirements.
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