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This bill amends the Fair Credit Reporting Act to accelerate the timeline for placing security freezes on credit reports for minors (protected consumers under 16). It requires consumer reporting agencies to place freezes within 1 business day for phone/electronic requests or 3 business days for mail requests, and to notify other agencies within 3 business days. The bill also requires the Social Security Administration to provide information about security freezes when issuing Social Security numbers or replacement cards to children under 16.
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