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This bill requires each federal financial regulatory agency to establish a regulatory sandbox allowing regulated financial entities to test artificial intelligence products and services with modified or waived compliance requirements. Applicants must demonstrate that their AI test projects serve the public interest, do not present systemic or national security risks, and comply with anti-money laundering requirements. The bill sets a 90-day review timeline for agency decisions and includes provisions for joint applications, multi-agency coordination, and periodic reporting on sandbox activities.
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