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The Safeguarding American Families and Expanding Social Security Act of 2024 increases Social Security benefits and payroll taxes to strengthen the program's long-term solvency. The bill gradually eliminates the payroll tax cap (the income ceiling above which Social Security taxes are not collected) by 2029, applies a new investment income tax, and increases benefit formulas for current and future beneficiaries. It also expands eligibility by adding deemed wages for caregivers, eliminating the disability waiting period, and increasing minimum benefits for low-wage workers.
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