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The HOME Reform Act of 2025 amends the Cranston-Gonzalez National Affordable Housing Act to expand affordable housing supply, particularly rental housing. Key provisions broaden income eligibility limits to 100 percent of area median income, allow infrastructure improvements in nonentitlement areas, introduce new affordability preservation mechanisms including shared equity and community land trusts, and streamline environmental review processes for certain housing projects. The bill also modifies labor requirements, removes funding drawdown expiration dates, and creates exceptions for military members and heirs of deceased homeowners.
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