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The Affordable Insulin Now Act amends federal health insurance law to cap cost-sharing for selected insulin products at the lesser of $35 per 30-day supply or 25 percent of the negotiated price, effective January 1, 2026. The bill requires group health plans and health insurance issuers to cover at least one insulin product of each type and dosage form without applying deductibles to those products. Cost-sharing payments for insulin count toward deductibles and out-of-pocket maximums, though plans may impose higher cost-sharing for non-selected insulin products and out-of-network insulin delivery.
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