National Flood Insurance Program Affordability Act
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Summary
This bill establishes a means-tested assistance program for National Flood Insurance Program (NFIP) policyholders, providing graduated discounts so that eligible policyholders' premiums do not exceed 1 percent of their area's median income. The bill appropriates $250 million annually to fund the program and requires FEMA to issue regulations within one year. It also directs FEMA to implement monthly installment payment options for flood insurance premiums and to study alternative eligibility approaches based on housing costs rather than income.
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