Social Security Caregiver Credit Act of 2026
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Summary
This bill amends the Social Security Act to credit unpaid caregivers of dependent relatives with deemed wages for up to five years of caregiving service. Caregivers who provide at least 80 hours per month of unpaid care to a child under 12 or a chronically dependent family member would receive deemed wage credits equal to 50 percent of the national average wage index, or the difference between that amount and any actual wages earned during the caregiving month. The bill requires caregivers to apply and provide documentation of the dependent relative's status, with regulations to be issued within one year of enactment.
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