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The Investing in the American Dream Act clarifies eligibility for Small Business Administration loans by expanding the definition of who can own and control small businesses receiving federal loan guarantees. The bill allows certain non-citizen immigrants—including asylees, refugees, permanent residents, and those with deferred action status—to own at least 51 percent of a small business and qualify for SBA-backed loans, provided they are lawfully present and authorized to work in the United States. The bill also permits individuals whose principal residence is outside the U.S. to be eligible owners, and prohibits the SBA from denying loans solely because eligible non-citizens are involved in ownership.
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