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The Find It Early Act requires health insurance plans and Medicare to cover additional breast cancer screenings and diagnostic imaging with no cost-sharing for individuals at increased risk of breast cancer or with dense breast tissue, as determined by clinical guidelines from the American College of Radiology or National Comprehensive Cancer Network. The coverage applies to various imaging technologies including mammograms, ultrasounds, MRI, and molecular breast imaging, furnished at frequencies recommended by the National Comprehensive Cancer Network. The requirement takes effect for plan years beginning January 1, 2026, and applies to group health plans, individual health insurance, Medicare, and Medicare Advantage plans.
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