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The Chloe Cole Act of 2026 creates a federal private right of action allowing individuals and their parents to sue healthcare professionals, hospitals, and clinics for damages if they provided puberty blockers, sex hormones, or gender-affirming surgeries to minors. The bill defines these interventions narrowly to exclude treatments for disorders of sexual development and other medical conditions, establishes strict liability for covered interventions performed after enactment, and allows compensatory, non-economic, and punitive damages. The statute of limitations extends 25 years from the individual's 18th birthday or 4 years from incurring detransition treatment costs, whichever is later.
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