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This joint resolution uses the Congressional Review Act to disapprove a rule submitted by the Bureau of Consumer Financial Protection that would withdraw a previous rule regarding the application of Regulation Z's ability-to-repay requirements to certain situations involving successors-in-interest on mortgages. If passed, the disapproval would prevent the withdrawal rule from taking effect, effectively preserving the original 2014 rule that imposed ability-to-repay protections in these situations.
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