New BANK Act of 2025
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Summary
The New BANK Act of 2025 requires federal banking regulators to publish annual reports on charter and application processing for national banks, Federal savings associations, Federal credit unions, depository institution holding companies, and state-chartered depository institutions. Each report must include the number of applications received and their outcomes, mean and median approval times, and common reasons for denials or withdrawals. The bill mandates coordination among the Comptroller of the Currency, Federal Reserve, FDIC, and National Credit Union Administration, with state-level data disaggregated by state.
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