Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".
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Summary
This joint resolution uses the Congressional Review Act to disapprove a rule by the Bureau of Consumer Financial Protection that withdrew a 2022 bulletin addressing unfair returned deposited item fee assessment practices by banks. If passed, the disapproval would prevent the withdrawal from taking effect, effectively reinstating the 2022 bulletin's protections against certain bank fees on returned deposits.
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