Consumer Financial Protection Accountability and Reform Act of 2026
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Summary
This bill makes comprehensive reforms to the Consumer Financial Protection Bureau (CFPB), including bringing it into the regular congressional appropriations process, requiring detailed cost-benefit analyses and transparency in rulemaking, establishing asset thresholds for bank supervision, creating safe harbors for certain financial products, and limiting the CFPB's enforcement authority. The bill also modifies civil penalty procedures, enhances small business protections, and reforms the CFPB's Inspector General structure.
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How your representatives voted
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