Stop Auto Fraud Act of 2026
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Summary
This bill amends federal criminal law to establish a new offense for motor vehicle collision fraud. It prohibits knowingly executing or attempting to execute a scheme to cause, stage, fabricate, or simulate a motor vehicle accident in order to submit false insurance claims for payment. Penalties range from up to 10 years imprisonment for basic violations, up to 20 years if the fraud results in serious bodily injury, and up to life imprisonment if it results in death. Fines collected under this provision are directed to the Highway Trust Fund.
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