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This bill amends the Federal Deposit Insurance Act to modify the composition and governance of the FDIC Board of Directors. It increases the number of presidential appointees from 3 to 4, requires one appointee to have state bank supervisory experience and another to have experience with smaller depository institutions (under $10 billion in assets), and changes the Director of the Bureau of Consumer Financial Protection from a voting member to a non-voting observer. The bill also establishes term limits, capping board members at two consecutive terms and twelve years of total service.
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