First Look for First-time Homebuyers Act of 2026
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Summary
The bill requires federal housing entities (FHA, FHFA, Fannie Mae, Freddie Mac, and USDA) to offer their owned or foreclosed single-family properties, including 1-4 unit homes, exclusively to first-time homebuyers for the first 15 days after listing. During that window, the properties must be priced at independently appraised fair market value (or a disclosed valuation model if appraisal is unavailable), listed publicly with a countdown, and cannot be bundled, with reporting to Congress and annual Inspector General reviews. Rulemaking is required within one year of enactment, and the Good Neighbor Next Door Program is excluded.
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How your representatives voted
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