Property Improvement and Manufactured Housing Loan Modernization Act of 2026
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Summary
The bill amends Title I of the National Housing Act to raise the maximum loan amounts for property improvement loans and manufactured home loans, and to allow these loans to finance construction of accessory dwelling units as defined by the Secretary of Housing and Urban Development. It requires HUD to develop or select an annual indexing method for these loan limits within one year, with an interim index applying until then. It also directs HUD to study the cost effectiveness of off-site construction housing, including manufactured and modular homes, and to report to Congress.
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