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H.R. 7862 (119th Congress)Committee
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National Flood Insurance Program Clarification Act of 2026

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The bill amends the National Flood Insurance Act of 1968 to exempt certain Administrator actions under the National Flood Insurance Program (including provisions on flood insurance rates, mitigation, and floodplain-related grants) from Section 7(a) consultation requirements of the Endangered Species Act. It also directs the U.S. Fish and Wildlife Service and NOAA Fisheries to withdraw existing biological opinions evaluating the program's impacts within 30 days of enactment, with those opinions having no effect and not to be reissued. Separately, it limits certain local flood management measures under the program to those 'for the sole purpose of protecting property and human health.'

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