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This bill directs the Treasury Department's Office of Consumer Policy to establish a grant program providing up to $100 million over three fiscal years (2026–2028) to nonprofit organizations, community development financial institutions, and minority depository institutions to deliver financial coaching services. Eligible grantees must serve low- and moderate-income communities, rural areas, or communities with high minority populations, and may use grants for their own coaching programs or to award subgrants to other eligible entities. The bill also requires the Office of Consumer Policy to develop standardized credentialing practices for financial coaches and agencies.
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