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S. 1526 (119th Congress)Committee
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Retirement Savings for Americans Act of 2025

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Summary

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This bill establishes the American Worker Retirement Plan, a new federal retirement savings program for workers without access to employer-sponsored retirement plans. The program creates individual accounts funded by worker contributions and a government tax credit match, with investments managed by a federal board. Eligible workers include employees at businesses without retirement plans and self-employed individuals, and the accounts are portable and separate from Social Security benefits.

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