Floodplain Enhancement and Recovery Act
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Summary
This bill amends the Homeowner Flood Insurance Affordability Act of 2014 to create exemptions and streamlined procedures for ecosystem restoration projects in floodplains. Requesters would be exempt from paying review and processing fees for flood insurance rate map changes based on ecosystem restoration projects. Communities would be permitted to allow such projects within regulatory floodways that increase base flood elevations by up to 1 foot, provided a professional engineer determines no insurable structures or critical infrastructure would be adversely impacted and the community submits an analysis within 180 days of project completion. The Federal Emergency Management Agency is directed to issue implementation guidance within 180 days of enactment.
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