Homes for American Families Act
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Summary
The bill amends the Sherman Antitrust Act to deem any purchase of residential real estate (single-family homes, condominiums, townhouses, and residentially zoned land) by a covered entity a civil violation of Section 1 of that Act, with no criminal penalties. Covered entities include real estate investment trusts, insurance companies, and investment companies or private funds with at least $150 million in assets under management, with aggregation rules applied to related entities. The prohibition does not apply to homebuilders or developers building units for ownership by non-prohibited buyers, applies only to purchases after enactment, and takes effect 90 days after enactment. The bill also directs the Antitrust Division of the Department of Justice to prioritize review and enforcement related to such purchases and related anticompetitive practices in local housing markets.
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