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S. 3949 (119th Congress)Committee
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Enhanced Cybersecurity for SNAP Act of 2026

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The bill amends the Food and Nutrition Act of 2008 to require the Secretary of Agriculture to issue cybersecurity and digital service regulations for SNAP EBT cards and related mobile technologies, updated at least every five years. The regulations would require states to offer specified user interfaces (including web portals, mobile applications, and a delegated-access API), provide transaction notifications and fraud-reporting options, and phase in chip-enabled EBT cards while phasing out magnetic stripes. The bill also prohibits certain state-imposed PIN and password rules inconsistent with NIST standards, and provides reimbursement to states for upgrade costs and a grant program for merchant chip-compatible payment terminals.

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