AI Fraud Accountability Act of 2026

The bill would make it a federal crime to use AI or other computer-generated means to create a realistic audio or visual depiction of a real or imaginary person in order to falsely pose as that person in interstate or foreign communications with intent to defraud. Violations carry fines, up to three years' imprisonment, and mandatory forfeiture of proceeds and tools used, and threats to commit such fraud for intimidation or extortion are also punishable. The bill separately directs the Federal Trade Commission to enforce a parallel prohibition as an unfair or deceptive practice, requires the National Institute of Standards and Technology to convene a working group and publish best practices for detecting and tracing digital impersonation fraud, and directs the FTC to identify foreign countries where such violations originate and pursue cooperation agreements.

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