Home Equity Lending Integrity Act
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Summary
This bill amends the Truth in Lending Act to explicitly include home equity investment loans in the definition of residential mortgage loans subject to the Act's disclosure and consumer protection requirements. A home equity investment loan is defined as a transaction secured by a dwelling or residential property where a consumer receives money or value in exchange for an interest in the property and an obligation to pay based on the property's value. The bill directs the Consumer Financial Protection Bureau to prescribe regulations applying the Act's violation remedies to home equity investment loans.
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