A bill to require the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how partnerships between financial technology companies and banking organizations can support new banking organization formation and community bank health, and for other purposes.
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Summary
Based on the bill's title, this legislation would require federal banking regulators—the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation—to conduct a study on how partnerships between financial technology companies and traditional banking organizations could facilitate the formation of new banks and improve the health of community banks. The bill does not appear to establish binding policy changes, only a directive to study and report on these partnership models.
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How your representatives voted
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