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The Capping Prescription Costs Act of 2025 establishes annual limits on out-of-pocket cost-sharing for prescription drugs covered by health plans. Beginning in 2026, individuals would pay no more than $2,000 per year and families no more than $4,000 per year in prescription drug cost-sharing under qualified health plans, group health plans, and health insurance coverage. The limits would be adjusted annually for inflation based on the medical care component of the consumer price index.
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