A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt".
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Summary
This joint resolution uses the Congressional Review Act to disapprove a rule by the Bureau of Consumer Financial Protection that withdrew a previous regulation on time-barred debt collection practices under the Fair Debt Collection Practices Act. If passed, the disapproval would prevent the withdrawal from taking effect, effectively preserving the prior regulation that restricted debt collectors' ability to collect on debts beyond a certain age. The resolution was introduced in March 2026 and discharged from committee in April 2026 but failed to advance when a motion to proceed was rejected by the Senate.
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